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Fiddlesticks. The supposed dichotomy is false. Money is a financial asset. Whoever holds it for any length of time, foregoing consumption to do so, is _saving_. If they hold money instead of consuming, a change in time preference is involved. 1/
3.8. klo 01.57
"In his attempt to show that fractional reserve banking does not cause business cycles, @GeorgeSelgin falls headlong into the fundamental Keynesian error of confusing the demand for money (determined by the utility of money) and savings (determined by time preference)"
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