America’s payment rails are stuck in slow motion. ACH / bank wires take hours, and in some cases days. This has an opportunity cost of $171 billion per day, borne primarily by businesses in the form of short term financing costs to bridge payment lags. Unlocking instant payments with stablecoins could free trillions in trapped capital. Here’s a link to research my sister, Leyla Beriker (@JohnsHopkins):