If you think Chainlink's integration into the banking system is taking a long time - youre not using a bankers calendar. Because in the ICBA objection file against Ripple's banking application - they called Ripple's 2015 settlement of AML/KYC charges for selling $xrp - RECENT. What a shitshow. If you want to move banks to credibly-neutral infrastructure - you dont compete with them. You stay credibly-neutral. Theres a $LINK in there.