The B2B large-value payment business model of traditional institutions is based on "information asymmetry" and "opaque pricing", and many institutions quote and match transactions by phone. Customers cannot easily compare prices, and banks enjoy the profits brought by information monopoly, in which relationship and trust are more important than efficiency. So: - Banks don't actively promote stablecoins for B2B large payments, as this will wipe out their source of profits - Clients don't necessarily really want transparency either, especially in forex trading, where large clients may get better prices through relationships - Regulators may also not want to be overly transparent, as this could affect market stability But under the outbreak trend of stablecoins, will a "volume king" suddenly emerge to break this pattern? What kind of institutions are most profitable in this changing situation?