When you pay $10.29 for a turkey sandwich from Panera, that money isn't paying for the sandwich. It's paying for a human being to stand around waiting with fresh ingredients at a location convenient to you, just in case that you desire a turkey sandwich at any particular moment. So yes, if you believe that person's time is worth something (like $7.25 an hour) then you're going to need to pay $10.29 to have them at your beck and call to make you a turkey sandwich whenever you want.